Built for people
who do their research.
You understand complex systems, you ask the right questions, and you expect straight answers. StepUp Wealth is the brokerage built for busy professionals who want clarity, not a sales pitch.
40+
Lenders
$0
Broker Fee
100%
Remote
Prefer to talk? Call us on 0457 543 115
✓ ASIC Licensed
✓ Access to 40+ lenders
✓ No broker fees
✓ 100% remote
✓ FBAA Member
THE PROCESS
From your first call to settlement day - here's exactly what to expect when you work with StepUp Wealth.
Three steps to your ideal home loan
Tell us your goals
Complete a simple online form - takes less than 5 minutes. We learn about your income, goals, and timeline so we can tailor your options.
1
We find your best fit
We search across multiple lenders to find the loan that fits your situation - comparing rates, fees and features on your behalf.
2
We get it settled
Once you're happy, we handle all the paperwork and liaise with the lender directly. You just show up to settlement.
3
Built for people
who think differently.
why stepup wealth
100% remote, no compromise
Video calls, digital documents, online approvals. No branch visits, no paper shuffling. We work the way you already work.
Data, not gut feel
We compare rates, fees, and structures across multiple lenders and show you the numbers. You make the call with full information, not a broker's recommendation alone.
Multiple lenders, zero bias
We're not tied to any single bank. We compare across a large panel of lenders to find the most competitive rate and structure for your situation.
Straight answers, no sales pitch
You've done your research. We respect that. No jargon, no pressure, no upselling. Just clear, honest advice and a broker who responds fast.
Whatever stage you're at,
we've got you covered
Our services
First Home Buyers
First home buying has a lot of moving parts. We map out the full process, explain every cost, and help you move fast when the right property appears.
Refinancing
If you haven't reviewed your home loan in the past 2 years, there's a good chance you're paying more than you need to. We make switching simple - and free.
Investment Property
The right lending structure is as important as the property itself. We help investors maximise borrowing power, minimise costs, and structure loans for long-term portfolio growth.
Upgrading or Moving
Whether you're upsizing, downsizing, or relocating, we coordinate the timing and financing of your move - so you can focus on the exciting part.
SMSF Loans
SMSF loans can turn property ownership dreams into reality. Ideal for both commercial and residential properties, SMSF loans are a smart move for your retirement strategy.
Self Employed
Being self-employed shouldn't stop you from getting a great home loan. We know which lenders understand business income - and we'll find the right one for you.
Real people.
Real results.
CLIENT STORIES
"I'm a contractor, so my income looked complicated on paper.
StepUp knew exactly which lenders to approach and got me approved when two others had already said no."
★★★★★
Simone
Digital designer, Brisbane
Common questions,
honest answers
How much does it cost to use StepUp Wealth?
Our service is completely free to you. Like all mortgage brokers, we are paid a commission by the lender when your loan settles. We are legally required to disclose this to you, and we always will - upfront and transparently.
How is it different from going directly to a bank?
A bank can only offer you their own products. A broker searches across 40+ lenders to find the best match for your situation - often securing better rates and loan features than you'd find on your own.
Can I use Step Up Wealth if I'm interstate or rural?
Absolutely. We're 100% online and serve clients across all of Australia - metro, regional, and rural. Everything from your initial consultation to settlement is handled digitally.
What documents will I need?
Typically: recent payslips or tax returns, bank statements (last 3 months), photo ID, and details of any existing debts or assets. We'll give you a precise checklist once we understand your situation.
How long does the approval take?
Pre-approval can be achieved in as little as 48–72 hours in many cases. Full formal approval and settlement typically takes 2–6 weeks, depending on the lender and complexity of your loan.
FAQs
Talk to a broker
who gets it.
A 30-minute call. No jargon, no pressure, no obligation. Just a straight conversation about your situation and what's actually possible.
No credit check. No obligation. 100% remote.
Prefer to talk? Call us on 0457 543 115
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General Advice Warning: The information on this website is general in nature and does not take into account your personal financial situation, objectives, or needs. It does not constitute financial, legal, or taxation advice. You should consider seeking independent advice before acting on any information on this website.
© 2026 Step Up Wealth Pty Ltd (ABN 49 655 397 381). Credit Representative 537114 authorised under Australian Credit Licence 388570, held by Vision Aggregation Pty Ltd (ABN 91 169 048 188). Member of the Finance Brokers Association of Australia (FBAA). We are subject to the Best Interests Duty under the National Consumer Credit Protection Act 2009.